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Current year

(year-ends between

1 April 2016 and

31 March 2017)

Prior year

(year-ends between

1 April 2015 and

31 March 2016)

Income

£’m £’m £’m £’m

Net interest income

451

478

Other banking income

(including FX income, fees, commissions

and charges)

102

111

Total banking income

553

589

Total non-banking income

35

42

Total income

588

631

Expenses

Total operating expenses

278

287

Total other expenses

1

2

Total expenses

(279)

(289)

Profit before tax and impairment

(bad debts)

309

342

Impairment (bad debt) charge

(15)

(2)

Profit before tax

294

340

THE BANKING INDUSTRY

PROF I T AND LOSS DATA – DEPOS I T TAKERS

APPENDIX D

Isle of Man Financial Services Authority Annual Report 2016/17 • 41

The data below is taken from the year-end (unaudited) prudential returns for all year-ends up to

and including 31 March 2017 (current year) and 31 March 2016 (prior year). The data includes

figures relating to overseas branches of Isle of Man incorporated banks.